
Portfolio Analyst - Flagstar Financial & Leasing
Share job link
Position Title
Portfolio Analyst - Flagstar Financial & LeasingLocation
Hicksville, NY 11801Job Summary
The Portfolio Analyst – FF&L is responsible for monitoring the performance of vehicle and equipment lessors, supporting the ongoing evaluation of credit risk, and maintaining oversight of portfolio health. This role contributes to prudent credit risk management through the preparation of annual and interim lessor reviews, financial analyses for new relationships, and development of key portfolio reporting. The Portfolio Analyst serves as a critical resource for assessing lessor creditworthiness and ensuring timely, accurate financial documentation and analysis.Pay Range: $64,022 - $83,229 - $102,436Pay Range: Local Minimum Wage - $0.00 - $0.00
Job Responsibilities:
- Prepares Annual and Interim Reviews for Existing Lessors: Manages the end-to-end process for annual and interim reviews including gathering current financial information from clients, conducting financial statement and risk analysis, and updating relevant materials as outlined in the Lessor approval process. Maintains frequent communication with clients to ensure timely receipt of documentation and accurate financial insight.
- Uses independent judgement and discretion to make recommendations regarding lessor approval or renewal.
- Identifies and escalates issues to the appropriate department head pertaining to lessor performance.
- Conducts Financial Analysis for New Lessor Relationships: Supports the establishment of new lessor relationships by evaluating the strength and experience of obligors and guarantors. Responsibilities include preparing and analyzing financial statement spreads, evaluating the adequacy of supporting documentation, obtaining additional data as needed, and securing credit reports and references.
- Portfolio Reporting: Prepares monthly reports to support the oversight of overall portfolio performance and trends. Delivers clear, concise summaries and recommendations to leadership, highlighting any risk concerns or notable developments within the lessor portfolio.
- Prepare Lessee Annual Reviews for ARE’s greater than $2,000,000.
ADDITIONAL ACCOUNTABILITIES
- Performs special projects, and additional duties and responsibilities as required.
- Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.
JOB REQUIREMENTS
Required Qualifications:
- Education level required: High School / High School Equivalency (GED, HiSET, TASC) / Foreign Equivalent
- Minimum experience required: 3+ Years of experience in financial analysis, credit analysis, or related roles in a financial institution.
- Proficiency in financial statement analysis, cash flow analysis, and use of financial ratios.
- Strong knowledge of Microsoft Excel and Word.
- Excellent written and verbal communication skills.
Preferred Qualifications:
- Education level preferred: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Business Administration, or a related field
- Experience in leasing or equipment finance industry a plus.
Job Competencies:
- Strong financial and credit analysis skills
- High attention to detail and organizational skills
- Ability to synthesize complex financial data and communicate effectively
- Self-motivated with strong problem-solving skills
- Ability to manage multiple priorities and meet deadlines
- Physical demands (ADA): No unusual physical exertion is involved.
Flagstar is an Equal Opportunity Employer.
Get notified for similar jobs
Failure!
Get tailored job recommendations based on your interests.

Profile recommendations
Similar Jobs
-
Commercial Credit Analyst I
Job Id 17563 Category Corporate Functions Location Hicksville, New York, United States of America
The Analyst will develop essential skills in financial statement analysis, risk assessment, and loan structuring while ensuring compliance with bank policies and regulations. Primary responsibilities...
-
Credit Officer Sr
Job Id 17462 Category Corporate Functions Location Hicksville, New York, United States of America
The Senior Credit Officer also plays a key role in policy development, regulatory compliance, and cross-functional leadership—ensuring both sound risk management and the advancement of strategic busin...
-
Sr. Audit Manager - Data Management, Operations, Human Resources
Job Id 17404 Category Corporate Functions
The Senior Internal Audit Manager covering Data Management, Operations, and Human Resources is responsible for planning, executing, and reporting on internal audits across the Bank's data management,...
-
Quantitative Model Risk Associate
Job Id 17375 Category Corporate Functions Location Hicksville, New York, United States of America
Prepares written validation reports, makes recommendations, and follows up and tracks ongoing model risk issues. Develops and maintains effective partnerships with analysts, model owners, business lev...
-
Accountant Sr
Job Id 17560 Category Corporate Functions
The position will also assist in external reporting and SOX internal controls review, applying and maintaining the Bank’s accounting policies and procedures and working with business partners to ensur...
-
Accountant Senior
Job Id 17559 Category Corporate Functions
The position will also assist in external reporting and SOX internal controls review, applying and maintaining the Bank’s accounting policies and procedures and working with business partners to ensur...
-
Sr. Internal Audit Auditor
Job Id 16993 Category Corporate Functions Location Hicksville, New York, United States of America
As needed, assist department manager and designated employees with: The audit planning process, including announcement memo, audit scope and planning, opening meeting, and work paper assignments under...
-
Internal Audit - Sr. Auditor BSA/AML
Job Id 17425 Category Corporate Functions
As needed, assist department manager and designated employees with: The audit planning process, including announcement memo, audit scope and planning, opening meeting, and work paper assignments under...
-
Sr. Internal Audit Auditor
Job Id 17423 Category Corporate Functions
As needed, assist department manager and designated employees with: The audit planning process, including announcement memo, audit scope and planning, opening meeting, and work paper assignments under...
Jobseekers Also Viewed
-
Sr. Internal Audit Auditor
Job Id 16993 Category Corporate Functions Location Hicksville, New York, United States of America
As needed, assist department manager and designated employees with: The audit planning process, including announcement memo, audit scope and planning, opening meeting, and work paper assignments under...
-
Internal Audit - Sr. Auditor BSA/AML
Job Id 17425 Category Corporate Functions
As needed, assist department manager and designated employees with: The audit planning process, including announcement memo, audit scope and planning, opening meeting, and work paper assignments under...
-
Sr. Internal Audit Auditor
Job Id 17423 Category Corporate Functions
As needed, assist department manager and designated employees with: The audit planning process, including announcement memo, audit scope and planning, opening meeting, and work paper assignments under...
-
Branch Banking Client Consultant I
Job Id 17021 Category Consumer Banking Location Victorville, California, United States of America
Position TitleBranch Banking Client Consultant ILocationVictorville, CA 92395Job SummaryA Branch Banking Client Consultant I provides customers with high quality, prompt, and professional financial se
-
Branch Banking Client Consultant I
Job Id 17189 Category Consumer Banking Location Birmingham, Michigan, United States of America
A Branch Banking Client Consultant I provides customers with high quality, prompt, and professional financial services. Responsible for interacting with clients and providing exceptional service by gr...